Picture it: you’re on a yacht in the Hamptons, eating bon bons with Kris Jenner, and signing a 10-year contract for a new reality show. 🤩🍬 Then, you wake up from the dream and head straight to your day job. Hey, at least Karen from accounting always brings the drama. 😑
Listen, it’s a hard knock life out there for many Americans. The economy’s crazier than Britney Spears in 2007. 🎪 The good news? When money’s got you stressed out the wazoo, there are ways to cope!
Here’s Five Fast Facts on how to destress your financial life:
- 💊 Chill Pill - One of the best things to do when money stress takes over is stay calm. When we go into crisis mode, we make rash decisions we might regret later, like taking out a payday loan with a super-high interest rate. Next time you’re faced with a money dilemma, sleep on it. Wait a day and see how you feel.
- 🤓 Yo, I’ll Solve It - Money got you in a jam? Think outside the box! If you have enough spare time in your schedule, why not pick up a side hustle? Credit card bills too high? Give the company a call and haggle a new repayment plan. If you have friends or family that recovered from their own money issues, hit them up for new tips and tricks.
- 💵 Risky Business - Financial certainty is never guaranteed, but a little planning goes a long way. Hedge your bets by putting cash away in your emergency fund and retirement account. Remember, even just a little each month goes a long way over time. Health, home, and auto insurance can also save your butt in an emergency. You might hate paying those premiums every month, but they’re better than getting slapped with an insane bill.
- 🥇 Goal Getter - Feeling out of control? Set a money goal. When you set goals for yourself and keep them front and center, you’re more motivated to see them through. Make a realistic timeline to pay off debt or stuff your emergency fund and stick with it. Instead of shooting for the moon, stick with realistic goals - no need to rush.
- ⭐ Humble Brag - Whenever you’re in a money pickle, remind yourself of all the past challenges you got through. You’re a star, baby! Muster up some healthy self confidence and tackle those stressors head-on. Boosting your confidence takes some practice, but it’s worth it. When you feel good about yourself, you’re more empowered to solve problems.
🔥Bottom line: The next time you’re stressed about money, remember we’re all in the same boat. Well, most of us, anyway. In the words of Kris herself, you’re doing amazing, sweetie. If you’ve got a ton of debt piled up, a debt management company might be your ticket out. Head to this article to learn more.
What gives you the most money stress?
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